{"id":2405,"date":"2023-03-22T19:35:39","date_gmt":"2023-03-22T17:35:39","guid":{"rendered":"https:\/\/leaderteam.ro\/en\/?page_id=2405"},"modified":"2026-02-06T11:19:25","modified_gmt":"2026-02-06T09:19:25","slug":"health-insurance","status":"publish","type":"page","link":"https:\/\/leaderteam.ro\/en\/health-insurance\/","title":{"rendered":"Health insurance"},"content":{"rendered":"

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Private medical insurance in Romania and anywhere in the world!<\/strong><\/span><\/h2>\n

The Leader Team<\/strong> works to find the best solutions to cover the necessary expenses for the prevention, diagnosis and treatment<\/strong> of medical conditions.<\/p>\n

Leader Team Broker can help you with personalized packages, composed according to the available budget and the needs you have, so that you can make the right choice for you.<\/p>\n

Having contracts with over 800 clinics in Romania<\/strong> and over 5,000 clinics in the world<\/strong>, we will create the best price-quality ratio offers for you. Thus, the whole family can benefit from the best possible treatment, without worrying about expenses.<\/p>\n

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Why get medical health insurance through Leader Team?<\/strong><\/span><\/h3>\n

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Local and international insurance at favorable prices<\/p>\n

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Personalized services for you and your family<\/div><\/div><\/div>[\/vc_column][vc_column width=”1\/3″]

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No referral ticket, no waiting times<\/div><\/div><\/div>[\/vc_column][\/vc_row][\/vc_section][vc_row css=”.vc_custom_1664888125617{margin-bottom: -40px !important;}”][vc_column][lawyer_text]<\/p>\n

Health insurance through Leader Team – Covered services<\/strong><\/span><\/h2>\n

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Outpatient medical services<\/span>
\n(consultations, blood tests, preventive tests, medical investigations, MRI, CT, day hospitalization, and others)<\/td>\n<\/tr>\n
Hospitalization medical services<\/span>
\n(accommodation, surgical interventions, investigations, imaging, analyzes all during hospitalization)<\/td>\n<\/tr>\n
Medical recovery services and psychologist sessions<\/span><\/td>\n<\/tr>\n
Medical services and treatment in case of serious illnesses<\/span>
\n(cancer, heart disease, and others)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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Private health insurance – benefits for individuals<\/strong><\/span><\/h2>\n

Private health insurance gives you the opportunity to choose the level of care you receive, how and when it is offered to you, covering part or all of the amount needed for medical services.<\/p>\n

And, because we know how important it is to act quickly, private health insurance offers you the opportunity to go to any authorized clinic you want.<\/p>\n

For packages at the national level, there are no geographical limitations. We also offer products that cover medical services internationally, without limitations.<\/p>\n

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Health insurance at advantageous prices and flexible payments<\/h4>
Thanks to the flexible payment system, you can pay the required amount monthly, quarterly, half-yearly or annually. Health insurance policies taken out through Leader Team can be priced from as little as 4 lei per day, which means that anyone can access quality medical services without having to pay much more than the available budget.<\/div><\/div><\/div><\/div>

Benefit from private health insurance with no referral ticket or waiting time<\/h4>
If in the case of medical subscriptions the waiting time is very long, with insurance, you can schedule an appointment immediately, directly with the specialist of your choice. This eliminates the need for a referral from a family doctor for a consultation or a referral to a general practitioner for certain investigations. You’ll get the treatment you need much faster and through a much simpler procedure!<\/p>\n

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Private health insurance with national and international coverage<\/h4>
Our products have full coverage<\/strong> – in Romania or in any country in the world. We have in our portfolio all health products from local and international insurers such as Allianz, Groupama, Asirom, Signal Iduna, Omniasig, Eurolife, AXA Health, April, Generali Health, Bupa, Cigna.<\/p>\n

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Health insurance for children and adults<\/h4>
Having a lower immunity and being more often exposed to various pathologies than adults, children need extra protection and quality medical treatment. Our health insurance plans allow children to be insured independently or together with their parent(s) – the only condition is that the child is over 1 year old.<\/p>\n

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Friendly and efficient customer support with medical health insurance from Leader Team<\/h4>
Our customers benefit from 24\/7 support, with our customer support team available 24 hours a day, 7 days a week. Our specialists will guide you through the whole process, from the preparation of your medical file to the reimbursement of your costs after the treatment.<\/p>\n

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Benefit from Leader Team's iDoctor health insurance telemedicine service<\/h4>
If you are unsure of your diagnosis or treatment, you can consult doctors abroad for a second medical opinion. With Doctor in my pocket or Second Medical Opinion telemedicine services, you have unlimited access to virtual consultations with international doctors via video conference.<\/p>\n

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Insurance policy<\/th>\nPrivate clinic subscription<\/th>\n<\/tr>\n<\/thead>\n
100% in-network and out-of-network coverage<\/td>\nServices only at the clinic you signed the contract with<\/td>\n<\/tr>\n
National coverage with over 800 clinics in Romania<\/td>\nNo national coverage at any clinic<\/td>\n<\/tr>\n
Full outpatient acute and acute acute outpatient on chronic or pre-existing conditions<\/td>\nDoes not provide full outpatient services for chronic or pre-existing conditions<\/td>\n<\/tr>\n
Full consultations with general practitioners and specialists<\/td>\nNot all medical consultation services fully covered<\/td>\n<\/tr>\n
Full laboratory tests<\/td>\nNo laboratory tests fully covered<\/td>\n<\/tr>\n
Imaging (CT, MRI, etc.) – unlimited coverage Imaging services not covered in full<\/td>\nImaging services not covered in full<\/td>\n<\/tr>\n
Functional examinations – unlimited<\/td>\nDoes not include functional examinations<\/td>\n<\/tr>\n
Ambulance services<\/td>\nAmbulance service not included<\/td>\n<\/tr>\n
Out-patient surgery covered in full<\/td>\nOut-patient surgery not covered<\/td>\n<\/tr>\n
Physiotherapy – minimum 20 procedures per year covered<\/td>\nPhysiotherapy not covered<\/td>\n<\/tr>\n
Hospitalisation and surgery for any cause up to 90,000 lei per year<\/td>\nHospitalisation or surgery not covered<\/td>\n<\/tr>\n
Hospitalisation for any cause in a state hospital up to RON 250 per day, maximum 30 days<\/td>\nHospitalisation in state institutions is not covered<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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FAQ:<\/strong><\/span><\/p>\n

What is the difference between a private medical insurance and a classic health insurance?<\/b><\/span><\/p>\n

A private medical insurance provides access to extensive medical services, both in the country and internationally, and allows the choice of doctors and clinics. Unlike classic insurances, this can also include preventive services and advanced treatments.<\/p>\n

What international coverage does private health insurance offer?<\/b><\/span><\/p>\n

Many private health insurances offer coverage in international clinics, facilitating access to specialized treatments abroad. These plans are useful in case of diagnosis or complex treatment that requires advanced expertise.<\/p>\n

What types of consultations are covered by private health insurance?<\/b><\/span><\/p>\n

A private health insurance can cover general medicine consultations, specialties such as dermatology, cardiology, oncology and even mental health services. The details depend on the coverage package chosen and the insurance provider.[\/lawyer_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_btn title=”I WANT HEALTH INSURANCE” style=”custom” custom_background=”#ed970c” custom_text=”#ffffff” shape=”square” size=”lg” align=”center” i_icon_fontawesome=”fas fa-briefcase-medical” add_icon=”true” link=”url:https%3A%2F%2Fleaderteam.ro%2Fen%2Fcontact%2F|title:Contact”][\/vc_column][\/vc_row][vc_column][\/vc_column][vc_column][\/vc_column]
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