{"id":2919,"date":"2023-10-16T15:58:09","date_gmt":"2023-10-16T12:58:09","guid":{"rendered":"https:\/\/leaderteam.ro\/en\/?page_id=2919"},"modified":"2026-02-06T11:33:04","modified_gmt":"2026-02-06T09:33:04","slug":"razvan-rusu-leader-team","status":"publish","type":"page","link":"https:\/\/leaderteam.ro\/en\/razvan-rusu-leader-team\/","title":{"rendered":"Razvan Rusu &#8211; Leader Team"},"content":{"rendered":"<p>[vc_row][vc_column][vc_empty_space][lawyer_text]<\/p>\n<h1 style=\"text-align: center;\"><span style=\"color: #2e575d;\"><strong>Razvan Rusu<\/strong><\/span><\/h1>\n<p>[\/lawyer_text][vc_single_image image=&#8221;2938&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_border&#8221; css=&#8221;.vc_custom_1697461077431{margin-bottom: -2px !important;}&#8221;][vc_empty_space][lawyer_text]<\/p>\n<h2 style=\"text-align: left;\"><span style=\"color: #2e575d;\"><strong>R\u0103zvan Rusu, founder Leader Team Brokern &#8211; \u02bbInnovation sometimes means going against the flow and quick wins\u02bc<\/strong ><\/span><\/h2>\n<p style=\"text-align: left;\">His biggest dream was to create an insurance broker. If the principle of insurance is to protect you from risk, from the dream to the creation of Leader Team Broker, the most creative insurance broker in the Romanian market, according to Media Xprimm, R\u0103zvan went through several moments in which risk was the solution to success .<\/p>\n<h2 style=\"text-align: left;\"><strong><span style=\"color: #2e575d;\">The balance sheet of 13 years of entrepreneurship in insurance with Razvan Rusu<\/span><\/strong><\/h2 >\n<div style=\"text-align: left;\">Not even 23 years old, he was among the few specialists with a diploma in the field of insurance in Romania, he had finished finance-insurance in Ia\u0219i, and among his dreams of becoming his own insurance broker were to stay for another 7 years of entrepreneurial trials and the amount of 25,000 lei (approximately 14,000 euros, per<\/div>\n<div style=\"text-align: left;\">the time when the euro was 1.78 lei, in 1999).<\/div>\n<p>[\/lawyer_text][\/vc_column][\/vc_row][vc_row][vc_column][lawyer_text]<\/p>\n<h3 style=\"text-align: center;\"><span style=\"color: #2e575d;\"><strong>Razvan Rusu &#8211; where did Leader Team Broker go:<\/strong><\/span><\/h3>\n<p>[\/lawyer_text][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-users-cog\"><\/i><\/div>\n<p style=\"text-align: center;\">More than 6000 customers and a value of subscribed premiums of 5 million eur<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-medal\"><\/i><\/div>\n<p style=\"text-align: center;\">Recognized as the most innovative brokers in the Romanian market<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-shield-alt\"><\/i><\/div>\n<p style=\"text-align: center;\">They brought to the Romanian market the first cybersecurity insurance that covers GDPR fines<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-child\"><\/i><\/div>\n<p style=\"text-align: center;\">They created health insurance for kindergarten children<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"400\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-futbol\"><\/i><\/div>\n<p style=\"text-align: center;\">They insured UEFA Champions League Romania (2012), White Sensation Romania (2012), The Human Body (2013) In 2017, the &#8220;Most Creative Insurance Broker&#8221; award, offered by Media Xprimm<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-money-bill-alt\"><\/i><\/div>\n<p style=\"text-align: center;\">They have the largest non-performing loan portfolio insurance in the relationship with IFC (World Bank Investment Division)<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-heartbeat\"><\/i><\/div>\n<p style=\"text-align: center;\">They were chosen to distribute Axxa Global Healthcare&#8217;s health products in Romania<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-hands-helping\"><\/i><\/div>\n<p style=\"text-align: center;\">It is among the few brokers that has an in-house Claims Department<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"320\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-euro-sign\"><\/i><\/div>\n<p style=\"text-align: center;\">For the next 5 years, they estimate a figure of subscribed premiums of 10-15 million euros<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<div class=\"cq-gradientbox   gradient-\" data-startcolor=\"\" data-endcolor=\"\" data-avatartype=\"icon\" data-avatarimage=\"\" data-titlealign=\"center\" data-gradientbackground=\"\" data-avatarbgsize=\"\" data-iconfontsize=\"50\" data-iconcolor=\"#2e575d\" data-iconbgcolor=\"\" data-contentbgcolor=\"\" data-contentcolor=\"#000000\" data-titlesize=\"\" data-tooltip=\"\" data-boxheight=\"400\"><div class=\"cq-gradientbox-contentcontainer \"><div class=\"cq-gradientbox-content \"><div class=\"cq-gradientbox-avatarcontainer roundlarge\"><i class=\"cq-gradientbox-icon fas fa-award\"><\/i><\/div>\n<p style=\"text-align: center;\">In 2019 the award for Innovation and Digitization \u2013 the only brokerage company in Romania that works with Robots (RPA technology) for repetitive financial operations within the company, Media Xprimm<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][lawyer_text]<\/p>\n<h3 style=\"text-align: left;\"><span style=\"color: #2e575d;\"><strong> What Razvan Rusu has learned in almost 20 years of entrepreneurship with Leader Team Broker, but also from initiatives started still from the faculty benches: <\/strong><\/span><\/h3>\n<ul>\n<li>It is important not to go in the direction of the market, and create your niche<\/li>\n<li>Don&#8217;t chase immediate gains, but build for the long term<\/li>\n<li>You have to be innovative, anchored in the realities of the international and local market<\/li>\n<li>Not all people can be entrepreneurs, there must also be a spark that comes from within<\/li>\n<li>In the relationship with the team, create a relaxed atmosphere but be careful about the exact division of tasks<\/li>\n<li>New hires should be allowed to settle into the company so they can figure out exactly what they want to specialize in, even if they originally came for a specific position<\/li>\n<li>It is important to understand the particularities of the customer and to create long-term relationships. &#8220;The client notices the fairness on our part. If he is happy, he will bring recommendations&#8221;.<\/li>\n<li>Be prepared to sometimes earn less than your employees<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><strong><span style=\"color: #2e575d;\"> Where is the Romanian insurance market heading<\/span> <\/strong><\/p>\n<div>When R\u0103zvan started in insurance, there wasn&#8217;t even half of what we have today. He estimates that the trend in the insurance market is on health insurance, both individual and group, cyber insurance &#8211; being a new risk that has appeared in the market in recent years &#8211; and, with the evolution of technology and the automation of processes, there will be niches to speculate on for certain players and on the insurance side. Technology changes, so do the risks. He understood that he could use technology to explore new markets and new opportunities and integrated it into his company&#8217;s services to bring value to new types of customers.<\/div>\n<p>[\/lawyer_text][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/4&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][lawyer_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #2e575d;\"><strong><span class=\"VIiyi\" lang=\"ro\"><span class=\"JLqJ4b ChMk0b\" data -language-for-alternatives=\"ro\" data-language-to-translate-into=\"en\" data-phrase-index=\"0\" data-number-of-phrases=\"1\">Best rated provider of insurance<\/span><\/span><\/strong><\/span><\/p>\n<p>[\/lawyer_text]<div id=\"google-business-reviews-rating\" class=\"google-business-reviews-rating gmbrr badge tiny fonts forest stars-css link\" data-href=\"https:\/\/search.google.com\/local\/reviews?placeid=ChIJQ9y4pFD_sUARSFzgJZaSb5E\">\r\n\t<p class=\"rating\"><span class=\"attribution google-icon\" title=\"Powered by Google\"><\/span> <span class=\"number\">4.7<\/span> <span class=\"all-stars animate\"><span class=\"star\"><\/span><span class=\"star\"><\/span><span class=\"star\"><\/span><span class=\"star\"><\/span><span class=\"star split-70-30\"><\/span><\/span> <span class=\"count\">630 Recenzii<\/span><\/p>\r\n<\/div>\r\n[vc_empty_space][\/vc_column][vc_column width=&#8221;1\/4&#8243;][\/vc_column][\/vc_row][vc_column][\/vc_column][vc_section][vc_row][vc_column][lawyer_separator][lawyer_text]<img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2368 aligncenter\" src=\"https:\/\/leaderteam.ro\/wp-content\/uploads\/2020\/04\/Asset-9.png\" alt=\"\" width=\"77\" height=\"72\" \/>[\/lawyer_text][lawyer_text]<\/p>\n<h4 style=\"text-align: center;\"><span style=\"color: #2e575d;\"><strong>DISTINCTIONS AND AWARDS<\/strong><\/span><\/h4>\n<p>[\/lawyer_text][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;1837&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; css_animation=&#8221;none&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;1838&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221; css_animation=&#8221;none&#8221;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;1940&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221; css_animation=&#8221;none&#8221;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;1709&#8243; img_size=&#8221;600&#215;400&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;none&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;1708&#8243; img_size=&#8221;600&#215;400&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;none&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;1282&#8243; img_size=&#8221;600&#215;400&#8243; alignment=&#8221;center&#8221; css_animation=&#8221;none&#8221;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;1264&#8243; img_size=&#8221;600&#215;400&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221; css_animation=&#8221;none&#8221;][\/vc_column][\/vc_row][\/vc_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_empty_space][lawyer_text] Razvan Rusu [\/lawyer_text][vc_single_image image=&#8221;2938&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow_border&#8221; css=&#8221;.vc_custom_1697461077431{margin-bottom: -2px !important;}&#8221;][vc_empty_space][lawyer_text] R\u0103zvan Rusu, founder Leader Team Brokern &#8211; \u02bbInnovation sometimes means going against the flow and quick wins\u02bc His biggest dream was to create an insurance broker. If the principle of insurance is to protect you from risk, from the dream to the creation of<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2919","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Razvan Rusu - Leader Team - Leader Team Broker<\/title>\n<meta name=\"description\" content=\"Razvan Rusu - Founder &amp; General Director Leader Team. Biography and experience. Top insurance consultation. 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