{"id":968,"date":"2017-10-15T23:49:23","date_gmt":"2017-10-15T23:49:23","guid":{"rendered":"http:\/\/leaderteam.ro\/en\/?p=968"},"modified":"2025-11-26T14:25:43","modified_gmt":"2025-11-26T12:25:43","slug":"razvan-rusu-leader-team-clients-are-starting-to-know-about-this-special-insurance-premium","status":"publish","type":"post","link":"https:\/\/leaderteam.ro\/en\/razvan-rusu-leader-team-clients-are-starting-to-know-about-this-special-insurance-premium\/","title":{"rendered":"Razvan RUSU, LEADER Team: Clients are starting to know about this special insurance premium"},"content":{"rendered":"<h1><span data-sheets-root=\"1\">R\u0103zvan Rusu: Growing Awareness of Special Insurance Premiums<\/span><\/h1>\n<p><span id=\"result_box\" class=\"\" lang=\"en\"><span title=\"In Romania, asigurarile dedicate expozitiilor si colectiilor de arta nu reprezinta inca produse extrem de cunoscute, dar incep treptat sa castige popularitate.\">In Romania, insurances dedicated to exhibitions and art collections are not yet well-known products, but they are gradually gaining popularity. <\/span><span title=\"Razvan RUSU, CEO, LEADER Team Broker, a vorbit, in cadrul emisiunii &quot;Ora de risc&quot; difuzate marti de RFI, despre cel mai recent proiect al companiei pe acest segment, precum si despre planurile pentru perioada urmatoare. \">Razvan RUSU, CEO, LEADER Team Broker, spoke at the &#8220;Time of Risk&#8221; show on Tuesday of RFI, about the company&#8217;s latest project on this segment, as well as plans for the next period.<\/span><\/span><\/p>\n<p><span title=\"Astfel, LEADER Team Broker a fost recent intermediarul prin care a fost incheiata polita de asigurare a expozitiei &quot;Artisti plastici, membri ai Academiei Romane&quot;, care cuprinde peste 50 de opere de arta. \">Thus, LEADER Team Broker has recently been the mediator of the insurance policy of the exhibition &#8220;Plastic Artists, members of the Romanian Academy&#8221;, which includes more than 50 works of art.<\/span><\/p>\n<p><span title=\"&quot;Asigurarea operelor de arta reprezinta un produs complex, este o asigurare de tip all-risk in care avem doar cateva excluderi ce tin in principal de reaua credinta a asiguratului, de neglijenta sau de aspecte privind partea de restaurare a operelor de arta si pierderea valorii\">&#8220;Securing artworks is a complex product, it is an all-risk insurance in which we have only a few exclusions that are mainly related to the insurer&#8217;s poor belief, negligence or aspects regarding the restoration of works of art and the loss of value <\/span><span title=\"acestora ca urmare a restaurarii&quot;, a explicat Razvan RUSU.\">as a result of the restoration, &#8220;explained Razvan RUSU. <\/span><span title=\"&quot;In Romania sunt foarte putin evenimente de acest gen asigurate.&quot; \">&#8220;There are very few such events in Romania.&#8221;<\/span><\/p>\n<p><span title=\"Cu toate acestea, proiectele de asigurare speciale continua sa ramana in atentia , LEADER Team Broker in perioada urmatoare, alaturi de alte tipuri de polite, deoarece se remarca un interes si din partea clientilor. \">However, special insurance projects continue to remain in the attention of LEADER Team Broker in the next period, along with other types of policies, as clients are also interested.<\/span><\/p>\n<p><span title=\"&quot;Anul trecut, am remarcat o crestere in zona brokerajului corporate. In momentul de fata noi avem un portofoliu echilibrat, de aproape 50% corporate si 50% retail, ceea ce este imbucurator&quot;, a precizat Razvan RUSU, adaugand ca media de crestere a\">&#8220;Last year, we saw an increase in the corporate brokerage area. Currently, we have a balanced portfolio of nearly 50% corporate and 50% retail, which is very pleasing,&#8221; said Razvan RUSU, adding that the average growth rate <\/span><span title=\"companiei in ultimii ani a fost de circa 11%, ceea ce reprezinta o evolutie sanatoasa.\">the company in recent years was about 11%, which is a healthy evolution. <\/span><span title=\"&quot;Anul acesta ne asteptam la o crestere putin mai mare, incercam sa dezvoltam produse noi cu asiguratorii, inclusiv astfel de produse de nisa&quot;, a subliniat acesta. \">&#8220;This year we are expecting a slightly higher growth, we are trying to develop new products with insurers, including such niche products,&#8221; he said.<\/span><\/p>\n<p><span title=\"&quot;Ne concentram pe sfera raspunderilor, dar si pe sfera asigurarilor de sanatate. Vom miza mai putin pe partea de bonduri anul acesta, intrucat urmeaza alegerile si am observat ca, de obicei, in aceasta perioada proiectele noi sunt mai putine. De asemenea, ne\">&#8220;We focus on the sphere of responsibility, but also on health insurance. We will bet less on the bonuses this year because the elections are following and we noticed that there are usually fewer new projects in this period. <\/span><span title=\"vom concentra in continuare si pe aceste asigurari speciale, care au inceput sa vina si de la client catre noi. Lumea incepe sa ne cunoasca pe aceasta nisa&quot;, a spus Razvan RUSU. \">we will continue to focus on these special insurance, which have begun to come from the client to us as well. The world is starting to know this niche, &#8220;said Razvan RUSU.<\/span><\/p>\n<p><span title=\"Intrebat cum reactioneaza asiguratorii cand vine vorba de astfel proiecte noi, CEO-ul LEADER Team Broker a mentionat ca &quot;depinde de proiect si de suma. Daca proiectul a mai fost facut in Romania, exista o flexibilitate destul de mare, cu o conditie: ca\">Asked how the insurers react when it comes to such new projects, the LEADER Team Broker CEO mentioned that &#8220;depends on the project and the amount. If the project was made in Romania, there is a fairly large flexibility, with the condition that: <\/span><span title=\"sumele sa nu fie extraordinar de mari si sa nu depaseasca contractele de reasigurare. Daca acestea depasesc valoarea maxima pe contractul de reasigurare, atunci chiar daca disponibilitatea asiguratorului exista, acesta tot nu va putea sa faca proiectul respectiv, si atunci va trebui sa ne adresam unei\">the amounts are not extraordinarily high and do not exceed the reinsurance contracts. If they exceed the maximum value on the reinsurance contract, then even if the insurer&#8217;s availability exists, he will still be unable to do the project, and then we have to address a <\/span><span title=\"companii din strainatate&quot;.\">companies from abroad &#8220;.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>R\u0103zvan Rusu: Growing Awareness of Special Insurance Premiums In Romania, insurances dedicated to exhibitions and art collections are not yet well-known products, but they are gradually gaining popularity. Razvan RUSU, CEO, LEADER Team Broker, spoke at the &#8220;Time of Risk&#8221; show on Tuesday of RFI, about the company&#8217;s latest project on this segment, as well<\/p>\n","protected":false},"author":1,"featured_media":1034,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leader-team"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Razvan RUSU, LEADER Team: Clients are starting to know about this special insurance premium | Leader Team<\/title>\n<meta name=\"description\" content=\"Discover more about \u279c Razvan RUSU, LEADER Team: Clients are starting to know about this special insurance premium \u2705 Tips and Recommendations from specialists \u27a4 Read the article 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