IT insurances

Calculate the insurance offer yourself!

Affordable prices

Prompt customer support

Full coverage

Are you a company active on IT field?

Are you obliged by contract to take out insurance?

SOLUTION: Leader Team Broker has access to all liability insurance products for the IT&C domain from insurers in the international market LLOYD’S (London).

We have complex policies that include:

  • Professional indemnity (Errors and Omissions);
  • Public / General liability;
  • Cyber (Cyber and Cyber crime);

Affordable prices: prices start from 550 Eur / year

✔ Liability limits according to your needs: we can offer limits between 100,000 euros – 25 million euros depending on your degree of risk and exposure;

National and international coverage: our policies are accepted by all clients / beneficiaries (from abroad and from Romania) who request liability insurance in commercial contracts. We have coverage anywhere in the world (including the US and Canada);

Simple and fast Leader Team consultants work with questionnaires that are easy to complete and you can get a quote in just 48 hours

100% Guarantee: our policies have an A + rating. Lloyd’s Market has 85 insurers and was established 332 years ago and was rated “A +” by the independent rating agencies Standard & Poor’s and Fitch Ratings (we have the professional experience and the highest quality in the world);

Get your insurance quote in max 1 min!


    Find out more


    This policy has Worldwide cover and has A+ Rating from Lloyd’s


    Select your country of origin

    Please confirm all from below


    1.You do not provide any payment processing or POS technology, banking payment technology, live financial trading software, health information processing or storage, gaming or gambling soft-ware, control systems automation, biometrics, air traffic control solutions, industrial automation, space technology, managed services or wearable technology.
    2. You do not own, access or process in excess of 250,000 PII /PHI/PCI records.
    3. You have anti-virus software installed and enabled on all desktops, laptops and servers (exclud-ing database servers) and it is updated on
    a regular basis.
    4. You have firewalls installed on all external gateways.
    5. You take regular back-ups (at least weekly) of all critical data and store the same offsite or in a fire-proof safe, or your outsourced service
    provider meets this requirement.
    6. Less than 25% of your revenue is derived from work subject to US contracts/law.
    7. You do not have any contracts with annual contract fee or overall project value exceeding 750,000.
    8. You have not received more than a total 2m in funding.
    9. You do not have any admin privileges on client networks and all remote access to client networks, through remote monitoring and management (RMM) software, virtual private networks (VPN) or any other means, is secured by MFA.

    Select your activity domain!

    Web design /developmentSoftware Development/ Maintenance/ Testing / IntegrationIT consulting/ project managementIT StaffingUX/UI DesignSoftware/hardware repair/maintenanceHardware/software resellerIT Support/helpdeskNetwork design and administrationSoftware/ hardware installationPCB Design & TestingOther

    Do you need Cyber cover?

    Do you need cover for General Liability?





    Leader Team - Prize

    Why get IT insurance through Leader Team?

    IT Insurance

    At Leader Team, we strive to offer quality IT&C insurance solutions. We offer a series of advantages worthy of consideration for our clients who work in the IT&C field. With over 50% more coverage than other similar products on the market, our IT&C insurance policy is designed to fully meet the protection needs of companies and professionals in this industry. We offer global coverage, so that our clients can be protected not only in Romania, but also in their commercial relations with companies in the US and around the world. We are also proud of our advanced claim resolution service, which involves quick intervention in about 30 minutes from the request from our specialists. Our credibility is supported by the A+ rating obtained on the prestigious Lloyd’s insurance market, and all these advantages make Leader Team the obvious and ideal choice for your professional IT&C insurance.

    IT Insurance

    Consulting is essential in the process of choosing the right IT&C insurance, and at Leader Team we are ready to offer our clients consulting at a high level of professionalism. We are the only brokers that distribute this product in 22 countries in the European Union, which means that we have extensive expertise in the field of IT&C insurance. Another distinctive feature of our service is the ability to provide price quotes in just 30 minutes after completing the questionnaire. We are extremely quick in our responses, including on weekends. At Leader Team, specialized consulting, combined with our efficiency in quick quotation, makes collaboration with us an excellent choice for those in the IT industry.

    IT Insurance

    One of the biggest benefits of working with Leader Team for IT&C insurance is our excellent ratio between quality and price. We offer, by far, one of the best products for the IT industry in terms of value for money. Our customers can benefit from extensive coverage and excellent services at competitive costs. We are aware that IT professionals are looking for an affordable price, but they are not willing to make compromises regarding the quality of the service. At Leader Team, we managed to find the perfect balance, offering you one of the best IT&C insurances on the market at an excellent price. Choose to work with us and you will benefit from all these advantages while enjoying the peace of mind of being protected in all your IT activity.


    IT Insurance & C – Why choose us?

    LeaderTeam IT
    Extended coverage. Our professional IT&C insurance policy offers over 50% more coverage than similar insurance products, and you will thus benefit from robust protection against risks specific to the IT industry.
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    Global coverage. We are the ideal choice for IT professionals who have commercial relations with companies outside of Romania, because we offer a worldwide coverage.
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    Quick fix. We are proud to offer one of the most advanced services for solving damage files, with intervention in approximately 30 minutes, at least in the field of hacking, thus ensuring that you are protected at all times.
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    Top consulting. With a presence in 22 EU countries, we offer you consultancy at the highest level of coverage, helping you to choose an insurance solution suitable for your professional needs.
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    Silence and protection. By choosing our IT&C insurances, you will have the peace of mind that you are protected against financial and legal risks, allowing you to carry out your activity safely in an IT environment that is constantly changing.
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    Quick quotes. We provide you with price quotes in just 30 minutes after completing the online questionnaire, in order to facilitate the process of purchasing the right policy for your activity.
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    Excellent value for money. We offer a good quality-price ratio in the field of IT&C insurance, so that you can benefit from excellent services at competitive costs.
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    Recognized credibility. We have an A+ rating on one of the most prestigious insurance markets, Lloyd’s, which adds credibility to our services.

    Professional IT insurance

    IT&C professional liability insurance is addressed to specialists in the IT field, regardless of whether they are freelancers or professionals who have opted for a form of organization such as PFAs or SRL from the range of micro-enterprises. Also, insurance for IT companies, along with cyber insurance specialized from Leader Team, is addressed even to medium or large companies in this industry. This form of IT insurance is designed to protect professionals in the field from potential errors and omissions in the exercise of their activity, events or incidents that may cause financial losses to clients for whom they provide highly specialized technological services.

    This type of professional IT&C insurance is essential for this category of specialists, as it offers comprehensive protection against specific risks in the industry related to possible litigation or damages and addresses directly the obligations assumed through the contracts that IT professionals have with clients or with their employers. Thus, IT professionals can have comprehensive coverage in case of litigation through a policy of this type. IT professional liability insurance provides coverage for: professional negligence, errors and omissions, computer crimes, copyright violations, loss or corruption of computer data, defamation and slander, but also for cyber threats, such as those in the range of ransomware attacks .

    Any IT&C professional knows that in the constantly changing digital world, risks can appear at any time and, precisely for that reason, IT&C insurance at a professional level is a solution indispensable to protect its activity and reputation. With this type of IT insurance from Leader Team, you can work quietly, knowing that you are protected against potential financial threats and professional disputes. Thus, we offer you the atmosphere you need to carry out your activity, focusing on the objectives and tasks of your projects. And all this at prices that defy any competition, the low price of Leader Team IT & C professional liability insurance policies being a very important asset, together with the solid experience of our specialists in the field and the international recognition that our company benefits from .


    IT Insurance – Covered Services

    LeaderTeam IT
    Professional negligence. IT&C Leader Team insurance covers legal costs and damages resulting from accusations of negligence or errors during the provision of IT services.
    LeaderTeam IT
    Errors and omissions. The policy protects against customer complaints related to errors or omissions in the services or IT products provided, including costs associated with litigation.
    LeaderTeam IT
    Protection against computer crimes. Coverage includes costs related to cybercrime, such as hacker attacks on systems or theft of sensitive customer data.
    LeaderTeam IT
    Copyright Infringement Coverage. The Leader Team IT&C professional liability insurance policy protects against accusations of copyright infringement during the development of software or other IT products, including legal costs and damages claimed and legally established.
    LeaderTeam IT
    Data loss coverage. IT professionals can be liable for the loss or corruption of a client’s data, and Leader Team’s professional IT insurance policy covers the costs of data recovery or the resulting damages.
    LeaderTeam IT
    Costs related to defense. The policy includes coverage for legal costs, such as attorneys’ fees and court costs in the event of a lawsuit.
    LeaderTeam IT
    Acoperire pentru infractiuni cibernetice. Aceasta acoperire a politelor de asigurare IT&C de la Leader Team ofera protectie completa impotriva amenintarilor cibernetice, cum ar fi atacurile de tip ransomware sau sustragerea de date.
    LeaderTeam IT
    Coverage for defamation and slander. The company or IT professionals insurance policy protects against accusations of defamation or slander against other people or businesses, including the costs associated with this type of litigation.

    Do you need advice?

    Our specialists offer you free consulting

    Alexandra Elena Durbaca
    International Cyber Specialist


    Professional IT insurance – Full services

    The professional IT insurances offered by Leader Team are designed to provide comprehensive protection against domain-specific risks. We are dedicated to the delivery of complete services that will give you the peace of mind you need in a dynamic and constantly changing field. Regardless of whether you are a freelancer, a professional organized as a PFA or have moved into the field of IT entrepreneurship by opening a commercial company, we have IT insurance solutions adapted to your professional protection needs.

    To conclude an IT&C professional liability insurance with Leader Team, the process is simple and efficient. The first step is to contact us to discuss your IT insurance needs and thus receive high quality consulting services. We will guide you in choosing the right policy for your activity and the form of organization you have adopted and we will provide you with a questionnaire which, once completed by you, helps us to propose you a personalized offer.

    After completing the questionnaire, you will receive a price offer in about 30 minutes, without having to spend precious time waiting. This quick quote process, owned by Leader Team, allows you to make an informed decision in a very short time. After accepting the offer, we will guide you to the final step of concluding the policy and you can consider yourself fully protected starting from that moment.

    Our complete services cover all aspects related to the insurance of IT companies or professionals in the field, guaranteeing that you are fully protected against financial and legal risks that can be significant. With Leader Team, you can focus on your core business without worrying about industry risks. We are here to offer you the support and protection you need to develop in a secure manner in the IT world.

    IT civil liability insurance

    In the current business environment, companies and IT professionals have to face a diverse spectrum of risks and deficit situations, which can have a significant financial impact. These situations can vary from financial damages caused by the poor management of projects, to errors or omissions in activities or even to the actions of employees.

    IT civil liability insurance offered by Leader Team is an essential tool for protecting your business against these risks. This form of professional IT insurance is designed to cover situations that have been proven to be the result of ineffective management of IT data and activities related to the use of the Internet, including the violation of some GDPR rules. It is also important to mention that this IT insurance can also include coverage elements such as network security, which contribute to the protection of data and copyright.

    Through IT civil liability insurance, Leader Team offers companies and IT professionals the opportunity to manage risks related to operational and technical deficiencies, thus ensuring them a safer environment and protected from performance of operations. This professional approach aims to provide a real safety net for companies facing specific challenges in the IT field, thus increasing the trust of clients and business partners.

    IT civil liability insurance
    IT insurance buildings - equipment

    IT insurance, buildings and equipment

    Extending IT&C professional insurance coverage to buildings and equipment represents a strategic decision to manage the risks associated with these vital assets. These tangible elements, unlike the intangible ones specific to the IT field, can be exposed to a varied range of dangers, such as fires, vandalism, natural disasters, explosions or even accidental damage to work equipment.


    In the dynamic context of technology, it is of crucial importance to insure your goods and equipment, especially in such a developed sector as IT. Equipment, often valuable, requires protection against common and unexpected hazards. IT insurance for buildings and equipment provides an essential backup to deal with these unforeseen situations.

    In addition to conventional threats, this IT&C insurance can also cover equipment misuse, caused by employee negligence or lack of adequate training. The situations in which the incorrect use of equipment and devices can cause damage to other companies, through the loss or damage of IT systems, underline the need for robust professional IT insurance to protect your activity and reputation in the industry.


    IT health insurance

    To show your concern for the well-being of your employees and offer them adequate protection, you can also opt for an IT health insurance policy. This option covers a wide range of medical situations, including specific surgical interventions, hospitalization in specialized medical facilities or renowned medical units.


    Health IT insurance can extend coverage to include medical interventions, preventive services available in outpatient clinics or medical offices. In addition, you can benefit from facilities that cover routine checks, as well as the usual medical tests and analyzes required in certain circumstances, thus ensuring the health and well-being of your employees in a complete and professional way.


    IT health insurance
    IT insurance - cars

    IT car insurance

    Your company’s vehicle fleet represents an element of value similar to any other essential equipment. Through IT professional liability insurance dedicated to cars, you can protect these mobile assets against risks such as vandalism, theft or possible attacks. You can choose between different options, depending on the specific needs of your business.


    This flexible IT insurance solution for cars allows you to adapt the coverage according to the known risks and ensure the continuity of operations without problems. In an era where interactions are largely based on mobility, car IT insurance becomes essential, providing a safety net and solid protection for your valuables.


    FAQ

    1. What does IT professional liability insurance cover?

    IT insurance covers damages caused by cyber attacks, human errors, omissions, mistakes, or negligence that can harm a company’s activity and many others. In addition, at Leader Team you can also opt for cyber insurance which covers expenses resulting from possible cyber attacks and the payment of GDPR fines.

    2. Why is IT insurance important for IT&C companies?

    IT insurance is essential to protect businesses in this field against financial losses and the negative impact of errors and cyber attacks.

    3. What are the benefits of IT liability insurance offered by Leader Team?

    The benefits include protection against situations of error, omission or negligence, personalized consultancy, fast support and assistance, costs adapted to needs and efficient settlement of amounts.

    4. What types of IT insurance does Leader Team offer for IT companies?

    Leader Team offers IT civil liability insurance, insurance for buildings and IT equipment, IT health insurance, IT insurance for cars and others, adapted to the specifics of each IT&C business.

    5. How does IT insurance contribute to protecting IT companies and maintaining the continuity of operations?

    IT insurance provides a safety net that protects IT companies against cyber, financial and equipment risks, ensuring that business can continue without interruption in the event of damage or loss.

    Insurance programs adapted to any type of client