Health insurance for employees

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Employee health insurance – Put employee health first!

Fringe benefits are becoming increasingly important in today’s job market. In recent years, employee health insurance has become a popular requirement for accepting job offers, along with employee life insurance or work accident insurance.

Performance in the workplace depends on optimal physical and mental health, and a package that includes employee health insurance is evidence of management’s appreciation and concern for those who work in the company.

Health insurance for your employees – Why choose insurance from Leader Team?

The advantages are not only for those who will benefit from such policies, but also for the companies that facilitate them. Employee health insurance contributes to staff retention, lower stress levels when employees need medical care, and shorter sick leave periods.

With so many options on the market, but also potential pitfalls, how can companies select an employee health insurance that will really help in most situations?

Leader Team brings together the best experts in the field to help you create the best health insurance benefits package for your company’s employees!

Employee motivation and retention solution

Advantageous prices and flexible plans

Friendly and efficient customer support

Employee health insurance - Direct in-network or out-of-network reimbursement 100%

Specialised assistance significantly reduces the risk of encountering difficulties when it comes to settling services – that’s why we offer advice and support throughout the period the policy is active. Employees can settle their expenses directly in the network or receive 100% out-of-network reimbursement, which offers significant flexibility for beneficiaries.

Private health insurance for employees - Coverage and monitoring including chronic/pre-existing conditions

With policies selected through the Leader Team, even chronic or pre-existing conditions are covered. Employees have the possibility to monitor their known or newly discovered conditions through regular check-ups and quality investigations at authorised clinics.

Health insurance for employees - Support via call-center or partner app

The Leader Team offers medical claims assistance. Our customer service professionals provide support throughout the entire duration of the policy – from creating the necessary documentation to guaranteeing the amount reimbursed by the insurer after the treatment is completed. Beneficiaries can use the insurer’s apps, compatible with iOS or Android, to make appointments.

Medical insurance for employees – Support even in complex cases through dedicated departments

In order to maintain the well-being of employees in the workplace, the management of a company can opt for a legal entity insurance.

The conditions under which the beneficiary of the insurance is compensated are determined when the policy is taken out – our consultant will provide the company with employee insurance covering various situations, depending on the field of activity, needs or requirements.

Unforeseen or complex situations can be handled through the Leader Team’s claims consultancy service – our team specialises in resolving problems as quickly and satisfactorily as possible for the beneficiary.

Health insurance for employees – Optimal solution for their protection and loyalty

Medical insurance represents a package of benefits that the employer offers to employees, showing that he is concerned about their physical and mental condition. Although it seems that the policy is advantageous only for the employees, in fact the company also stands to gain from its conclusion. Staff retention, reduced duration of medical leave, reduced stress levels are just some of these benefits.

Companies concerned with the well-being of their employees can contact leaderteam.ro to conclude different types of policies: life insurance for employees, accident insurance for employees, health insurance for employees. You can also access the consulting and damage insurance service if necessary, which allows for the quick resolution of any misunderstanding.

Medical insurance for employees and covered services

Private health insurance for employees covers different types of services: consultations and checks, laboratory analyses, MRI and CT investigations, outpatient day hospitalization, telemedicine consultations and checks, granting of the second medical opinion, hospitalization and surgical interventions. The settlement of expenses can be done by employees in the network or they can obtain a reimbursement outside the network of one hundred percent.

Private health insurance for employees can be concluded by any company on the territory of Romania, obtaining fiscal advantages by deducting the income tax for the contribution. The leaderteam.ro team offers support for the duration of the policy, regardless of whether it is about ailments they already knew about or about medical problems recently discovered at authorized clinics.

What services does employee health insurance cover?

Outpatient – Consultations and check-ups
Outpatient – Laboratory tests
Outpatient – MRI, CT investigations
Outpatient – Day hospitalisation
Telemedicine – Consultations and check-ups
Second medical opinion
Hospitalisation and surgery

Frequently asked questions about health insurance for employees

What coverage does employee health insurance provide?
Health insurance for employees offers coverage for consultations, investigations, hospitalization and medical interventions. Depending on the package, this may also include access to private clinics and international medical services.

What medical insurance options do employees have in a private health insurance plan?
Employees can choose between medical insurance packages that include consultations, treatments and specialized services. The packages are flexible and can be customized according to the specific needs of the company and the employees.

How does private health insurance for employees influence staff retention?
Private health insurance for employees is an attractive benefit that can increase employee satisfaction and loyalty. By offering such benefits, companies increase their chances of attracting and retaining employees.

What role does a private health insurance broker play in managing employee policies?
A private health insurance broker helps to select and customize insurance packages, ensuring an optimal fit with the company’s needs. The broker offers support in the management of policies, including the administration of requests and emergency assistance.


Insurance programs adapted to any type of client