CONTACT: 0040726715491
Fringe benefits are becoming increasingly important in today’s job market. In recent years, employee health insurance has become a popular requirement for accepting job offers, along with employee life insurance or work accident insurance.
Performance in the workplace depends on optimal physical and mental health, and a package that includes employee health insurance is evidence of management’s appreciation and concern for those who work in the company.
The advantages are not only for those who will benefit from such policies, but also for the companies that facilitate them. Employee health insurance contributes to staff retention, lower stress levels when employees need medical care, and shorter sick leave periods.
With so many options on the market, but also potential pitfalls, how can companies select an employee health insurance that will really help in most situations?
Leader Team brings together the best experts in the field to help you create the best health insurance benefits package for your company’s employees!
Employee motivation and retention solution
Advantageous prices and flexible plans
Friendly and efficient customer support
In order to maintain the well-being of employees in the workplace, the management of a company can opt for a legal entity insurance.
The conditions under which the beneficiary of the insurance is compensated are determined when the policy is taken out – our consultant will provide the company with employee insurance covering various situations, depending on the field of activity, needs or requirements.
Unforeseen or complex situations can be handled through the Leader Team’s claims consultancy service – our team specialises in resolving problems as quickly and satisfactorily as possible for the beneficiary.
Medical insurance represents a package of benefits that the employer offers to employees, showing that he is concerned about their physical and mental condition. Although it seems that the policy is advantageous only for the employees, in fact the company also stands to gain from its conclusion. Staff retention, reduced duration of medical leave, reduced stress levels are just some of these benefits.
Companies concerned with the well-being of their employees can contact leaderteam.ro to conclude different types of policies: life insurance for employees, accident insurance for employees, health insurance for employees. You can also access the consulting and damage insurance service if necessary, which allows for the quick resolution of any misunderstanding.
Private health insurance for employees covers different types of services: consultations and checks, laboratory analyses, MRI and CT investigations, outpatient day hospitalization, telemedicine consultations and checks, granting of the second medical opinion, hospitalization and surgical interventions. The settlement of expenses can be done by employees in the network or they can obtain a reimbursement outside the network of one hundred percent.
Private health insurance for employees can be concluded by any company on the territory of Romania, obtaining fiscal advantages by deducting the income tax for the contribution. The leaderteam.ro team offers support for the duration of the policy, regardless of whether it is about ailments they already knew about or about medical problems recently discovered at authorized clinics.
| Outpatient – Consultations and check-ups |
| Outpatient – Laboratory tests |
| Outpatient – MRI, CT investigations |
| Outpatient – Day hospitalisation |
| Telemedicine – Consultations and check-ups |
| Second medical opinion |
| Hospitalisation and surgery |
Frequently asked questions about health insurance for employees
1. Who can take out an employee health insurance policy?
Any company in Romania can take out such policies for its employees.
2. What are the advantages for an employer when deciding to offer health insurance to employees?
This managerial decision contributes to employee retention, reduced stress in case of illness and shorter sick leave periods. The employer can also gain tax advantages by deducting income tax for the contribution.
3. Is it compulsory for the employer to offer health insurance to employees?
Health care benefits are optional for most employers, but critically important for employees. Whether health insurance is absolutely necessary to attract and retain the most qualified staff will often depend on the extra pay offers of the company’s direct competitors.
4. What should an employee do in case of a medical emergency?
The employee should make an appointment at the clinic he/she wants to go to. Afterwards, he must notify the insurer at least 24 hours before the appointment date – so that the company and the clinic can send the authorisation form. As soon as the beneficiary receives this document, he can attend the appointment without any problems.
