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Home Insurance

Home Insurance for Individuals

Highest Rated Insurance Provider

Do you want to protect your home and its assets? 

Do you need to know your home is insured at all times? Theft, flooding or vandalism are just some of the dangers a home has to face. Fortunately, your home doesn’t have to do this alone, because it’s in your power to provide protection.

The SOLUTION is Leader Team Broker home insurance, which helps you insure your property so you’re prepared for even the most difficult situations.

 

Why choose Leader Team Broker home insurance?

We are prompt and efficient, we quickly analyse the situation and the damage and come to your rescue with the right solution according to your home insurance policy.
We offer free advice on choosing the right policy for you and your home.
We are flexible and tailor policies to suit your needs.
We provide you with the right information and solutions for any situation your home may be in.
We care about the safety of you and your home, which is why we strive to give you comfort in handling situations that require policy settlement.
We offer quick solutions for both major damage and minor breakdowns that home insurance policies cover.


What risks does the Leader Team Broker home insurance policy cover?

Leader Team Broker home insurance policies offer you the possibility to customize your insurance as you wish. You can opt for optional coverages to add to the mandatory options we offer:

  • Public liability insurance – included in the policy
  • Home insurance against fire, lightning, falling aircraft or explosion – included in the policy
  • Flooding from neighbours and accidental flooding caused by your home’s installations
  • Landslides
  • Flooding
  • Earthquake
  • Vandalism and theft
  • Hitting your home by motor vehicles

25.000. Statistically speaking, 25,000 burglaries and burglaries happen every year and, whether we accept it or not, one of these cases can always be our homes. But for us, homes are more than just a statistic. We know that in a human home we are not just talking about walls and ceilings, roofs and partition walls, but about safety and security, privacy and a sense of belonging.

Your home is not just a place on the map, but the home where you most often find peace and quiet. So we’ve launched home insurance policies to provide you with a safety net, a support that makes you feel your home is secure and ready for anything.

Why should you take out home insurance?

What does your home mean to you? How safe are you when you go on holiday or when you are on your way to work? What about when you close the shutters at night to get ready for bed? How prepared do you feel for a fire, an earthquake or a landslide?

Did you know that there are countless situations where the unexpected can strike without you having even a minimum of preparation time? Statistically speaking, we only have a few seconds to take shelter in case of an earthquake. More precisely, if we are allowed to compare, the same number of seconds you spend on a website before it loads. 3-4 seconds.

In 3-4 seconds you only have time to react by running and watching from under shelter as your home and possessions perish. It sounds scary like a movie scenario, but at the same time, you should know that home insurance helps you spend those few seconds to protect yourself or your family, without worrying about your property. Because a home insurance covers exactly when your home suffers certain damages, which we discuss below.

A home insurance policy insures your building

A very important thing when we talk about insurance is that it covers on the one hand the basic level of insurance, as far as the building is concerned, and on the other hand you will also benefit from insurance of its contents.

When you insure your building, this means that your insurance will cover damage that may arise from unforeseen risks from natural causes such as earthquakes, floods or landslides. At the same time, home insurance also covers you in the event of explosions, floods, unforeseen incidents such as falling objects or machinery, being hit by vehicles or extreme storms.

Apart from these risks, you can insure your home with a third party liability clause, which can prove extremely useful in the event of accidental flooding, or other types of incident due to the operation of household appliances or electrical installations. Third party liability insurance is very important because it can save you from inconvenience when an unpleasant incident occurs, such as flooding of the apartments below your home, due to the fault of the plumbing. These types of damage can be covered by your insurance policy and this is extremely convenient. You won’t have to take money out of your pocket, but you’ll be able to quickly assess the problems and enjoy simple and hassle-free repairs.

A home insurance is useful for the contents of the building

At the contents level, insurance works to cover property that is not an integral part of the building structure. You can therefore insure the following categories of property, as follows:

– electrical and household appliances,

– furniture,

– textiles,

– paintings and works of art.

This insurance does not cover jewellery, as this requires separate insurance and valuation.

In order to take out a home insurance policy, you must already have a compulsory PAD policy. This policy includes insurance in case of earthquake, flood, landslide or other types of risk or natural disasters.

Why choose Leader Team Broker home insurance?

Your peace of mind is our priority, and in order to provide you with the comfort and peace of mind you need, we are at your service with home insurance geared towards your comfort. We are attentive to your needs and take into account all the risks to which your home and your belongings are exposed. This way you protect your belongings and your home, saving money and sparing yourself from unpleasantness if the unexpected happens. We offer you the following advantages:

Expert advice – we are at your disposal with our 15 years of experience, helping you to optimise your insurance. We work with you to devise an effective insurance plan that will help you save money by paying less on insurance policies taken out through our company.

Claims assistance – we respond promptly and efficiently to your requests, analysing and developing the most effective solutions to cover claims.

Free insurance audit – by performing this audit you can obtain substantial discounts on your policies, up to 40%.

Customer orientation – With us you will always find dedicated support for your questions and a constant involvement in the information needs concerning the conclusion of home insurance policies.
Your home is more than just a finished and finished structure. Your home is your home, and your home, like you, needs protection. You may not always be there to protect your home, but after all, home insurance comes in handy for these situations.

If you don’t want to have to worry about your belongings and your home when you go on holiday or if you want to know that you have a safety net in case of a fire, we invite you to get to know us better and to conclude together a home insurance tailored to your needs. And statistically speaking…this is the best choice you can make for your home and your safety.

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    Home insurance – Increased protection against material loss or damage

    Home insurance is a necessary tool for those who want to protect their investment in their home, because it gives them the opportunity to recover losses caused by fire, theft, vandalism, floods, earthquakes and many others. Practically, the financial impact on the owner is greatly reduced.

    In order to meet people’s needs, leaderteam.ro offers the possibility to conclude insurance for individuals and specialized services, through which you can benefit from risk analysis and customized programs can be created. Other types of policies can also be concluded online, such as CASCO insurance, life insurance, travel medical insuranceRCA Insurance and so on.

     

    PAD insurance – mandatory to conclude optional insurance

    PAD and optional home insurance (houses, apartments, villas, etc.) cover damages that may come from different sources (earthquakes, floods, landslides). If the first type of PAD policy is mandatory, the second one is not required by law, but offers a wider range of coverage (theft, vandalism, falling objects or machinery, explosions, hitting the house by a car, storms extremes etc.). In addition, it allows the home to be insured with a third-party liability clause, which can easily solve problems that have arisen, for example, due to flooding caused by a defect in the apartment above.

    The optional home insurance offers the possibility of protecting some categories of goods, such as electrical appliances, household appliances, furniture, textile materials, art objects. Leaderteam.ro ensures the comfort that home owners need and provides them with PAD online insurance, which is part of the mandatory category, optional home insurance, but also dedicated support to receive answers to various questions.


    Do you need advice?

    Our specialists offer you free consulting

    Alexandra Elena Durbaca
    International Insurance Specialist


    TESTIMONIALS

    “We renewed our health insurance plan with great support from Leader Team. They helped us to find an effective plan within the budget. They were very fast on responses and extremely informative for our queries.

    Thank you for your support Leader Team Broker.”

    Akın ÇARKÇI – General Manager, Hungary

    Turkish Airlines Inc.

    “The support and consultancy provided by Leader Team for MovingBox had a major impact on our business, everyone being insured, from employees and collaborators to partners, customers and even third parties. Besides the professionalism they show, empathy and understanding are qualities that you find in them, although it is difficult to identify them in today’s business. MovingBox strongly recommends the Leader Team.”

    Daniel Ene – General Manager

    MovingBox Company

    “I had the opportunity to work with the Leader Team and they drew my attention every time, in a pleasant way, the speed with which they act or adapt to the requirements and the passion you can see, is clearly visible. The team is made up of experienced people, they know what it means to listen, understand and make every effort to find a solution, they have never been beaten!”

    Bogdan Oprea – Managing Partner

    Aventurine Romania

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