IT insurances

Calculate the insurance offer yourself!

Affordable prices

Prompt and efficient customer support

Full coverage

Is your company active in the IT field?

Are you required by contract to take out insurance?

SOLUTION: Leader Team Broker has access to all liability insurance products for the IT&C sector from insurers on the international LLOYD’S market in London and from insurers in Romania.

We have complex policies that include:

Professional indemnity / Errors and Omissions;

Public / General liability;

Cyber (Cyber and Cyber crime);

Employer liability (Workers Compensation/Employers Liability);

Affordable prices: prices start from EUR 350/year

Insurance is available for freelancers/micro-enterprises as well as for LLCs/joint-stock companies: we insure any type of company, regardless of legal form or turnover

Liability limits according to your needs: we can offer limits between EUR 100,000 and EUR 25 million, depending on your risk level and exposure;

National and international coverage: our policies are accepted by all clients/beneficiaries, abroad and in Romania, who require liability insurance in commercial contracts. We provide coverage anywhere in the world, including the USA and Canada;

Simple and fast – Leader Team consultants work with questionnaires that are very easy to complete, and you can obtain a quotation in just 48 hours

100% Guarantee: our policies have an A+ rating. The Lloyd’s market has 85 insurers and was founded 332 years ago, being rated “A+” by the independent rating agencies Standard & Poor’s and Fitch Ratings. This reflects global-level professional experience and financial strength;

ONLINE CALCULATOR

Prices starting from €350/year

Fill in the form to quickly receive an offer adapted to your activity.




    Find out more


    This policy has Worldwide cover and has A+ Rating from Lloyd’s


    Select your country of origin

    Please confirm all from below


    1.You do not provide any payment processing or POS technology, banking payment technology, live financial trading software, health information processing or storage, gaming or gambling soft-ware, control systems automation, biometrics, air traffic control solutions, industrial automation, space technology, managed services or wearable technology.
    2. You do not own, access or process in excess of 250,000 PII /PHI/PCI records.
    3. You have anti-virus software installed and enabled on all desktops, laptops and servers (exclud-ing database servers) and it is updated on
    a regular basis.
    4. You have firewalls installed on all external gateways.
    5. You take regular back-ups (at least weekly) of all critical data and store the same offsite or in a fire-proof safe, or your outsourced service
    provider meets this requirement.
    6. Less than 25% of your revenue is derived from work subject to US contracts/law.
    7. You do not have any contracts with annual contract fee or overall project value exceeding 750,000.
    8. You have not received more than a total 2m in funding.
    9. You do not have any admin privileges on client networks and all remote access to client networks, through remote monitoring and management (RMM) software, virtual private networks (VPN) or any other means, is secured by MFA.

    Select your activity domain!

    Web design /developmentSoftware Development/ Maintenance/ Testing / IntegrationIT consulting/ project managementIT StaffingUX/UI DesignSoftware/hardware repair/maintenanceHardware/software resellerIT Support/helpdeskNetwork design and administrationSoftware/ hardware installationPCB Design & TestingOther

    Do you need Cyber cover?

    Do you need cover for General Liability?





    This policy provides worldwide coverage and has an A+ rating at Lloyd’s.

    Leader Team - Prize

    Verified reviews

    Real user experiences

    Have you worked with Leader Team? Your experience can help other clients as well.

    Write your review


    Leader Team advantages

    Why take out IT insurance through Leader Team?

    IT Insurance

    At Leader Team, we strive to provide high-quality IT&C insurance solutions. We offer a range of advantages worth considering for our clients who operate in the IT&C field. With coverage that is over 50% higher than other similar products on the market, our IT&C insurance policy is designed to fully meet the protection needs of companies and professionals in this industry. We provide global coverage, so our clients can be protected not only in Romania, but also in their commercial relationships with companies in the USA and around the world. We are also proud of our advanced claims handling service, which involves a rapid intervention in approximately 30 minutes from the request made by our specialists. Our credibility is supported by the A+ rating obtained on the prestigious Lloyd’s insurance market, and all these advantages make Leader Team the clear and ideal choice for your professional IT&C insurance.

    IT Insurance

    Consulting is essential when choosing the right IT&C insurance, and at Leader Team we are ready to provide our clients with consultancy at a high level of professionalism. We are the only brokers distributing this product in 22 European Union countries, which means we have extensive expertise in IT&C insurance. Another distinctive feature of our service is our ability to provide price quotations in just 30 minutes after the questionnaire is completed. We respond extremely quickly, including during weekends. At Leader Team, specialized consulting combined with efficient rapid quotation makes working with us an excellent choice for those in the IT industry.

    IT Insurance

    One of the greatest benefits of working with Leader Team for IT&C insurance is our excellent balance between quality and price. We offer, by far, one of the best products for the IT industry in terms of value for money. Our clients can benefit from extensive coverage and excellent services at competitive costs. We understand that IT professionals are looking for an affordable price, but are not willing to compromise on service quality. At Leader Team, we have managed to find the perfect balance, offering you one of the best IT&C insurance solutions on the market at an excellent price. Choose to work with us and you will benefit from all these advantages while enjoying the peace of mind that comes from being protected throughout your IT activity.

    Protection for the IT&C industry

    Request an offer adapted to your company’s activity and risks.

    REQUEST IT INSURANCE


    Leader Team Broker

    IT Insurance & C – Why choose us?

    Extended coverage. Our professional IT&C insurance policy offers coverage that is over 50% higher than similar insurance products, so you benefit from robust protection against risks specific to the IT industry.

    Global coverage. We are the ideal choice for IT professionals who have commercial relationships with companies outside Romania, because we provide worldwide coverage.

    Fast resolution. We are proud to offer one of the most advanced claims handling services, with intervention in approximately 30 minutes, at least in hacking-related cases, helping ensure that you are protected at all times.

    Top-level consultancy. With a presence in 22 EU countries, we offer consultancy at the highest level of coverage, helping you choose an insurance solution suited to your professional needs.

    Fast quotes. We provide price quotations in just 30 minutes after the online questionnaire is completed, making it easier for you to purchase the right policy for your activity.

    Excellent value for money. We offer strong value for money in IT&C insurance, so you can benefit from excellent services at competitive costs.

    Recognized credibility. We have an A+ rating on one of the most prestigious insurance markets, Lloyd’s, which adds credibility to our services.

    Peace of mind and protection. By choosing our IT&C insurance solutions, you gain the peace of mind that you are protected against financial and legal risks, allowing you to operate safely in a constantly changing IT environment.

    Professional IT&C protection

    Professional IT Insurance

    Asigurarile de raspundere profesionala IT&C se adreseaza specialistilor din domeniul IT, indiferent daca este vorba de freelanceri sau de profesionisti care au optat pentru o forma de organizare precum PFA-uri sau SRL-uri din gama microintreprinderilor. De asemenea, asigurarile pentru companii IT, alaturi de cyber insurance specializata de la Leader Team, se adreseaza chiar si firmelor medii sau celor mari din aceasta industrie. Aceasta forma de asigurare IT este conceputa pentru a proteja profesionistii din domeniu de potentialele erori si omisiuni in exercitarea activitatii lor, evenimente sau incidente care pot cauza pierderi financiare clientilor pentru care acestia ofera servicii tehnologice de inalta specializare.

    This type of professional IT&C insurance is essential for this category of specialists, as it provides comprehensive protection against industry-specific risks related to possible disputes or damages and directly addresses the obligations assumed through the contracts that IT professionals have with their clients or employers. IT professionals can therefore have comprehensive coverage in the event of disputes through this type of policy. IT professional liability insurance provides coverage for: professional negligence, errors and omissions, computer crimes, copyright infringement, loss or corruption of computer data, defamation and slander, as well as cyber threats such as ransomware attacks.

    Every IT&C professional knows that in the constantly changing digital world, risks can arise at any time, which is why professional-level IT&C insurance is an indispensable solution for protecting their activity and reputation. With this type of IT insurance from Leader Team, you can work with peace of mind, knowing that you are protected against potential financial threats and professional disputes. We give you the confidence you need to carry out your activity while focusing on your project objectives and tasks. All this comes at highly competitive prices, with the low cost of Leader Team professional IT&C liability insurance policies representing an important advantage, alongside the solid experience of our specialists and the international recognition our company enjoys.

    Personalized offer

    Quickly find out which solution is suitable for your activity and level of exposure.

    Main coverages

    IT Insurance – Covered Services

    Professional negligence. Leader Team IT&C insurance covers legal costs and damages resulting from allegations of negligence or errors during the provision of IT services.

    Errors and omissions. The policy protects against client claims related to errors or omissions in the IT services or products provided, including costs associated with disputes.

    Protection against computer crimes. Coverage includes costs related to computer crimes, such as hacker attacks on systems or theft of sensitive client data.

    Copyright infringement coverage. The Leader Team IT&C professional liability insurance policy protects against allegations of copyright infringement during software development or the development of other IT products, including legal costs and claimed damages established by law.

    Data loss coverage. IT professionals may be held responsible for the loss or corruption of a client’s data, and Leader Team’s professional IT insurance policy covers data recovery costs or resulting damages.

    Defense costs. The policy includes coverage for legal costs, such as lawyers’ fees and court expenses in the event of litigation.

    Cybercrime coverage. This coverage within Leader Team IT&C insurance policies provides comprehensive protection against cyber threats, such as ransomware attacks or data theft.

    Defamation and slander coverage. The insurance policy for companies or IT professionals protects against allegations of defamation or slander against other persons or businesses, including the costs associated with this type of dispute.


    Free consultation

    Do you need advice?

    Our specialists offer you free consulting!

    Cyber ​​attack insurance, 5, leaderteam.ro

    Alexandra Elena Durbaca

    International Cyber Specialist


    Full services

    Professional IT Insurance – Full Services

    01The professional IT insurance solutions offered by Leader Team are designed to provide comprehensive protection against risks specific to the field. We are dedicated to delivering complete services that give you the peace of mind you need in a dynamic and constantly changing industry. Whether you are a freelancer, a professional organized as a sole trader, or you have entered IT entrepreneurship by opening a company, we have IT insurance solutions adapted to your professional protection needs.

    02To take out IT&C professional liability insurance with Leader Team, the process is simple and efficient. The first step is to contact us to discuss your IT insurance needs and receive high-quality consulting services. We will guide you in choosing the right policy for your activity and the form of organization you have chosen, and we will provide you with a questionnaire which, once completed, helps us propose a personalized offer.

    03After completing the questionnaire, you will receive a price offer in approximately 30 minutes, without wasting valuable time waiting. This rapid quotation process, specific to Leader Team, allows you to make an informed decision in a very short time. After accepting the offer, we will guide you through the final step of concluding the policy and you can consider yourself fully protected from that moment.

    04Our complete services cover all aspects related to insuring IT companies or professionals in the field, ensuring that you are fully protected against financial and legal risks that can be significant. With Leader Team, you can focus on your core activity without worrying about industry risks. We are here to provide the support and protection you need to grow safely in the IT world.

    IT Insurance - Professional Risks

    In today’s business environment, IT companies and professionals must deal with a diverse range of risks and difficult situations that can have a significant financial impact. These situations can range from financial losses caused by poor project management, to errors or omissions in activities, or even actions performed by employees.

    IT insurance for professional risks offered by Leader Team is an essential tool for protecting your business against these risks. This form of coverage is designed to cover situations proven to result from inefficient management of IT data and activities related to internet use, including breaches of GDPR rules. It is also important to mention that this IT insurance may include coverage elements such as network security, which helps protect data and copyright rights.

    Through coverage for IT professional risks, Leader Team gives companies and IT professionals the opportunity to manage risks related to operational and technical deficiencies, ensuring a safer and more protected environment for conducting operations. This professional approach is intended to provide a real safety net for companies facing specific challenges in the IT field, thereby increasing the confidence of clients and business partners.

    IT civil liability insurance
    IT insurance buildings - equipment

    IT Insurance for Buildings and Equipment

    Extending IT&C professional insurance coverage to buildings and equipment is a strategic decision for managing the risks associated with these vital assets. These tangible elements, unlike the intangible assets specific to the IT field, may be exposed to a wide range of hazards, such as fire, vandalism, natural disasters, explosions or even accidental damage to work equipment.


    In the dynamic context of technology, it is crucial to insure your assets and equipment, especially in a highly developed sector such as IT. Equipment, often valuable, requires protection against both common and unexpected hazards. IT insurance for buildings and equipment provides essential backup for dealing with these unforeseen situations.

    In addition to conventional threats, this IT&C insurance can also cover improper use of equipment caused by employee negligence or lack of proper training. Situations in which incorrect use of equipment and devices may cause damage to other companies through the loss or deterioration of IT systems highlight the need for robust professional IT insurance to protect your activity and reputation in the industry.


    IT Health Insurance

    To show concern for your employees’ well-being and provide them with adequate protection, you can also choose an IT health insurance policy. This option covers a wide range of medical situations, including specific surgical procedures, hospitalization in specialized medical facilities or recognized medical units.


    IT health insurance can extend coverage to include medical interventions and preventive services available in outpatient clinics or medical offices. In addition, you can benefit from facilities covering routine check-ups, as well as regular medical tests and analyses required in certain circumstances, ensuring the health and well-being of your employees in a complete and professional way.


    IT health insurance
    IT insurance - cars

    IT Car Insurance

    Your company’s vehicle fleet represents a valuable asset, just like any other essential equipment. Through IT professional liability insurance dedicated to cars, you can protect these mobile assets against risks such as vandalism, theft or potential attacks. You can choose between different options depending on the specific needs of your business.


    This flexible IT car insurance solution allows you to adapt coverage according to known risks and ensure business continuity without disruption. In an era where interactions are largely based on mobility, IT car insurance becomes essential, offering a safety net and solid protection for your valuable assets.


    FAQ

    Frequently Asked Questions about IT & C Insurance

    What does IT professional liability insurance cover?

    IT insurance covers damages caused by cyber attacks, human errors, omissions, mistakes or negligence that can affect a company’s activity, and much more. In addition, with Leader Team you can also choose cyber insurance, which covers expenses resulting from possible cyber attacks and payment of GDPR fines.

    Why is IT insurance important for companies in the IT&C field?

    IT insurance is essential for protecting businesses in this field against financial losses and the negative impact of errors and cyber attacks.

    What are the benefits of the IT insurance offered by Leader Team?

    Benefits include protection against error, omission or negligence situations, personalized consultancy, fast support and assistance, costs adapted to your needs and efficient settlement of amounts.

    What types of IT insurance does Leader Team offer for companies in the IT field?

    Leader Team offers insurance for IT professional risks, insurance for IT buildings and equipment, IT health insurance, IT car insurance and others, adapted to the specific needs of each business in the IT&C sector.

    How does IT insurance help protect IT companies and maintain operational continuity?

    IT insurance provides a safety net that protects IT companies against cyber, financial and equipment-related risks, ensuring that the business can continue without interruption in the event of damages or losses.

    Insurance programs adapted to any type of client