The Leader Team works to find the best solutions to cover the necessary expenses for the prevention, diagnosis and treatment of medical conditions.
Leader Team Broker can help you with personalized packages, composed according to the available budget and the needs you have, so that you can make the right choice for you.
Having contracts with over 800 clinics in Romania and over 5,000 clinics in the world, we will create the best price-quality ratio offers for you. Thus, the whole family can benefit from the best possible treatment, without worrying about expenses.
Local and international insurance at favorable prices
Personalized services for you and your family
No referral ticket, no waiting times
Outpatient medical services (consultations, blood tests, preventive tests, medical investigations, MRI, CT, day hospitalization, and others) |
Hospitalization medical services (accommodation, surgical interventions, investigations, imaging, analyzes all during hospitalization) |
Medical recovery services and psychologist sessions |
Medical services and treatment in case of serious illnesses (cancer, heart disease, and others) |
Private health insurance gives you the opportunity to choose the level of care you receive, how and when it is offered to you, covering part or all of the amount needed for medical services.
And, because we know how important it is to act quickly, private health insurance offers you the opportunity to go to any authorized clinic you want.
For packages at the national level, there are no geographical limitations. We also offer products that cover medical services internationally, without limitations.
Insurance policy | Private clinic subscription |
---|---|
100% in-network and out-of-network coverage | Services only at the clinic you signed the contract with |
National coverage with over 800 clinics in Romania | No national coverage at any clinic |
Full outpatient acute and acute acute outpatient on chronic or pre-existing conditions | Does not provide full outpatient services for chronic or pre-existing conditions |
Full consultations with general practitioners and specialists | Not all medical consultation services fully covered |
Full laboratory tests | No laboratory tests fully covered |
Imaging (CT, MRI, etc.) – unlimited coverage Imaging services not covered in full | Imaging services not covered in full |
Functional examinations – unlimited | Does not include functional examinations |
Ambulance services | Ambulance service not included |
Out-patient surgery covered in full | Out-patient surgery not covered |
Physiotherapy – minimum 20 procedures per year covered | Physiotherapy not covered |
Hospitalisation and surgery for any cause up to 90,000 lei per year | Hospitalisation or surgery not covered |
Hospitalisation for any cause in a state hospital up to RON 250 per day, maximum 30 days | Hospitalisation in state institutions is not covered |
Frequently asked questions about individual health insurance
1. Who can benefit from health insurance?
Any natural person can apply for a health policy. For this type of policy, the insurer will apply a filter and evaluate the health status of the person. Depending on this criterion, the insurer may or may not accept the client.
2. What is the amount up to which hospitalizations or other services can be settled through a medical insurance?
The maximum amount that can be settled for the medical services offered depends on each individual insurer and package. That’s why, at Leader Team, we have included in our portfolio plans that cover up to 3 million euros per year for hospitalization.
3. What are the medical services offered under private health insurance?
Through Leader Team health insurance, you can have consultations at any type of doctor and clinic, medical investigations, analyses, hospitalization, treatment, psychological and psychiatric services at any authorized clinic in Romania and in the world.