25.000. Statistically speaking, 25,000 burglaries and burglaries happen every year and, whether we accept it or not, one of these cases can always be our homes. But for us, homes are more than just a statistic. We know that in a human home we are not just talking about walls and ceilings, roofs and partition walls, but about safety and security, privacy and a sense of belonging.

Your home is not just a place on the map, but the home where you most often find peace and quiet. So we’ve launched home insurance policies to provide you with a safety net, a support that makes you feel your home is secure and ready for anything.

Why should you take out home insurance?

What does your home mean to you? How safe are you when you go on holiday or when you are on your way to work? What about when you close the shutters at night to get ready for bed? How prepared do you feel for a fire, an earthquake or a landslide?

Did you know that there are countless situations where the unexpected can strike without you having even a minimum of preparation time? Statistically speaking, we only have a few seconds to take shelter in case of an earthquake. More precisely, if we are allowed to compare, the same number of seconds you spend on a website before it loads. 3-4 seconds.

In 3-4 seconds you only have time to react by running and watching from under shelter as your home and possessions perish. It sounds scary like a movie scenario, but at the same time, you should know that home insurance helps you spend those few seconds to protect yourself or your family, without worrying about your property. Because a home insurance covers exactly when your home suffers certain damages, which we discuss below.

A home insurance policy insures your building

A very important thing when we talk about insurance is that it covers on the one hand the basic level of insurance, as far as the building is concerned, and on the other hand you will also benefit from insurance of its contents.

When you insure your building, this means that your insurance will cover damage that may arise from unforeseen risks from natural causes such as earthquakes, floods or landslides. At the same time, home insurance also covers you in the event of explosions, floods, unforeseen incidents such as falling objects or machinery, being hit by vehicles or extreme storms.

Apart from these risks, you can insure your home with a third party liability clause, which can prove extremely useful in the event of accidental flooding, or other types of incident due to the operation of household appliances or electrical installations. Third party liability insurance is very important because it can save you from inconvenience when an unpleasant incident occurs, such as flooding of the apartments below your home, due to the fault of the plumbing. These types of damage can be covered by your insurance policy and this is extremely convenient. You won’t have to take money out of your pocket, but you’ll be able to quickly assess the problems and enjoy simple and hassle-free repairs.

A home insurance is useful for the contents of the building

At the contents level, insurance works to cover property that is not an integral part of the building structure. You can therefore insure the following categories of property, as follows:

– electrical and household appliances,

– furniture,

– textiles,

– paintings and works of art.

This insurance does not cover jewellery, as this requires separate insurance and valuation.

In order to take out a home insurance policy, you must already have a compulsory PAD policy. This policy includes insurance in case of earthquake, flood, landslide or other types of risk or natural disasters.

Why choose Leader Team Broker home insurance?

Your peace of mind is our priority, and in order to provide you with the comfort and peace of mind you need, we are at your service with home insurance geared towards your comfort. We are attentive to your needs and take into account all the risks to which your home and your belongings are exposed. This way you protect your belongings and your home, saving money and sparing yourself from unpleasantness if the unexpected happens. We offer you the following advantages:

Expert advice – we are at your disposal with our 15 years of experience, helping you to optimise your insurance. We work with you to devise an effective insurance plan that will help you save money by paying less on insurance policies taken out through our company.

Claims assistance – we respond promptly and efficiently to your requests, analysing and developing the most effective solutions to cover claims.

Free insurance audit – by performing this audit you can obtain substantial discounts on your policies, up to 40%.

Customer orientation – With us you will always find dedicated support for your questions and a constant involvement in the information needs concerning the conclusion of home insurance policies.
Your home is more than just a finished and finished structure. Your home is your home, and your home, like you, needs protection. You may not always be there to protect your home, but after all, home insurance comes in handy for these situations.

If you don’t want to have to worry about your belongings and your home when you go on holiday or if you want to know that you have a safety net in case of a fire, we invite you to get to know us better and to conclude together a home insurance tailored to your needs. And statistically speaking…this is the best choice you can make for your home and your safety.