What hazards can affect agricultural crops?

Plants go through different stages, and in each of these stages there are hazards that can interfere with plant growth. Environmental factors play a decisive role in crop development, and different types of protection systems can be implemented.

The construction of greenhouses and solariums helps to protect plants, but they are beneficial solutions for medium and small crops. For large areas of land, cultivated with different types of crops that require natural environmental conditions, the solution is to lay out large areas of land.

 

Large area cultivation also means exposure to environmental factors such as:

– spring frost, immediately after the cultivation of certain plant varieties

– autumn frost, when the plants finish their productive cycle and the soil is prepared with new nests for the new crop year

– winter frost

– flooding from summer rains, which hit quickly and lead to large accumulations of water per square metre

– flooding from heavy, prolonged, heavy rains

– violent storms (tornado, hurricane, etc.)

– landslides or landslides (cultivated areas, adjacent areas)

– hail and windstorms

– fires

These risks are covered by agricultural insurance and by the options chosen according to the potential risks, and we are at your disposal with specialists who understand the needs of agriculture and horticulture. Agricultural insurance covers vegetables and cereals as well as technical plants and forage.

 

What does agricultural insurance cover and under what conditions?

Agricultural insurance is designed to cover damage to crops caused by the risk factors listed above. Depending on the degree of damage and the type of damage, the insurance policy may settle the insured amounts.

Insurance periods, correlated to the agricultural year, can easily be established in the policy, so that potential problems can be covered. In addition, there may be situations where one year may be more fruitful while another may be less fruitful in terms of results. It’s important to know that you don’t have to worry about this and that you don’t have to go out of your way to save the remnants of your crops, because you can rely on your agricultural insurance.

 

Who is the agricultural insurance range for?

You can opt for one of Leader Team’s agricultural insurances if you farm land professionally, so that you can protect your crops from the risks that can affect them. Agricultural insurance is available to both natural and legal persons who farm.

 

Which crops can be covered by agricultural insurance?

You should know that, just like any other type of insurance, you can opt for a standard option for agricultural insurance and then add options depending on the risks to which your business is exposed.

Some types of agricultural insurance may be subsidised by the state, but in these separate cases you need to document your activity beforehand to make sure that it meets the requirements of these schemes.

You can insure crops such as maize, sunflowers, wheat, barley or rapeseed, but also mustard or soya. It is recommended that you talk to our insurance specialists to understand which insurance plan is best suited to your business.

What advantages does this agricultural insurance offer you?

Because this is an area that depends on so many variables, it’s good to know that you always have a safety net in case things don’t go as you expect. Agricultural insurance is designed to protect your investment in agriculture, especially as cultivation and harvesting are closely linked agricultural processes.

In agriculture, investments are particularly high, as it is often an area where returns are not immediately established. It takes years of cultivation of plant varieties, it takes investments in time and patience, investments in appropriate irrigation and protection systems, and insurance is truly an investment that should not be lost sight of.

Plants are sensitive, and their sensitivity must be protected. From germination to harvest there is a fairly long period of time during which your crops are exposed to weather and climatic factors. Choose Leader Team agricultural insurance to protect your interests and therefore your business. Make sure your investment is protected in any context by choosing a policy that suits your business.