Insurance for solar parks, wind farms, and BESS storage

🛠️ CAR / EAR (Contractors’ All Risks Insurance)

The CAR (Contractors’ All Risks) / EAR (Erection All Risks) policy offers complete protection against physical damage to works, materials, equipment and installations during construction, assembly or commissioning.

🔁 After the completion of the works, it is recommended to conclude dedicated policies for the operating period:

• Property Damage (accidental damage to equipment in operation)
• Operational Liability for O&M (Operation & Maintenance)
• Other types of coverage: Cyber insurance, business interruption, environmental/pollution liability, terrorism

⚖️ Liability insurance

General Liability (General Liability, Product Liability, Completed Operation): protects against third-party claims for bodily injury or property damage.

Professional Liability: covers errors, omissions, or negligence in design, engineering, or consulting activities.

📜 Warranties (Letters of Guarantee for Execution and Maintenance)

Guarantee of Good Execution (Performance Bond): ensures the fulfillment of contractual obligations.

Maintenance Guarantee: covers the period of remedying any defects after the completion of the works.

🔒 Cyber Insurance

Offers financial protection and incident response services in the event of cyber attacks, data security breaches or operational interruptions — an increasingly important type of coverage in the context of current and the European NIS 2 directive.

🔋 Battery Storage System (BESS) Insurance

Complete energy storage solutions:

• Construction phase: CAR, damages, delays, design errors, installation, civil liability for third parties
• Operation phase: All Risks (including hardware defects, fires, cyber events), business interruption, environmental liability, terrorism

🔥 Special coverage for BESS risks:

• Capacity degradation
• Cyber or electrical incidents – Cyber insurance

🟢 Also available for projects in development, testing or transport stages.