Design defects
Financial consequences of errors in sizing, calculations or technical specifications.
CONTACT: 0040726715491
SPECIALIST B2B COVER
Design errors, poor coordination between technical disciplines and omissions in project documentation can lead to substantial remedial costs on site. Specialist insurance addresses the financial risks arising from technical design work.
PROTECTION TAILORED TO YOUR PROFESSION
In construction and urban development, professional liability insurance for designers can address the significant financial consequences of design defects, structural non-compliance or incorrect engineering calculations identified during construction or the defects-liability period. Whether the insured is a structural engineer or an architectural practice, professional liability insurance for architects may respond to the cost of partial demolition, unplanned strengthening or repairs caused by poor coordination between architectural, structural and building-services drawings. Cover may also include expert and legal costs incurred in claims brought by developers or main contractors, subject to the policy terms.
Financial consequences of errors in sizing, calculations or technical specifications.
Costs caused by conflicts between architectural, structural and building-services information.
Expert and legal costs arising from claims covered under the policy.
The precise scope of cover, limits, sublimits and exclusions is governed by the policy wording and the insurer’s quotation.
WHO THE POLICY IS FOR
Cover can be structured for professionals and businesses accepting responsibility for the technical design of a project.
STRUCTURING THE POLICY
The correct structure for professional liability insurance for designers depends on the types of projects undertaken, including residential developments, industrial parks or critical infrastructure. Insurers assess design turnover, the use of appropriately certified design checkers and the way specialist subcontractors—such as geotechnical, surveying or building-services consultants—are appointed. Practices participating in public tenders or FIDIC contracts may arrange cover on an annual turnover basis or for a single project, providing the indemnity limits expressly required by the tender documentation.
A CLEAR PROCESS
Leader Team structures the process around your actual activity, contractual requirements and intended level of protection.
Provide the essential information about your activity, structure and cover requirements.
Your broker clarifies the risks, relevant history and parameters required by insurers.
We compare available options and explain the important limits, clauses and exclusions.
QUOTE REQUEST
Specify your principal technical discipline, indicative project values and the liability limits required by developers or public authorities.
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QUOTE REQUEST
Complete the details below and a Leader Team specialist will contact you to clarify your requirements.
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FREQUENTLY ASKED QUESTIONS
Clear answers about cover, eligibility and policy structure.
It is frequently required by private investors, developers and contracting authorities through public-tender specifications as evidence of protection for the quality of technical documentation.
Cover may include remedial work, partial demolition or strengthening required because of structural calculation errors, incorrect construction details or omissions in drawings.
Where the lead designer subcontracts parts of the project, cover may be extended or made conditional on the specialist partners maintaining their own policies.
Yes. Cover may be arranged annually for the practice’s design turnover or for one named project throughout the design and construction period.
Construction All Risks insurance covers accidental physical damage on site, while designers’ professional liability insurance responds to errors in intellectual and technical design.
