Traffic accidents are events that occur frequently on Romanian roads. Depending on the severity, there are different options for solving them. Minor road accidents can be resolved through a simple and convenient method, called an amicable finding. This procedure is the fastest solution for resolving damages and can be done without the intervention of the police.

Since small unpleasant events happen quite often in traffic, it is good to know exactly the conditions under which you can conclude a friendly car, which are the necessary documents and what the whole procedure entails. Find out in this article everything you need to know about minor accident coverage and what are its advantages.

1. Amicable car – what is it and under what conditions is it concluded?

If you are an experienced driver, you probably already know that road accidents are sometimes unavoidable. Even if they are minor, they can become stressful because of the time lost at the police. The good news is that minor accidents can be resolved much more simply if the two drivers involved understand each other and opt for an amicable settlement.

The amicable finding is a simplified procedure for solving road accidents without victims. This saves you from going to the police, but it can only be concluded if both parties involved in the accident agree and fill out the form. The amicable accident report form is obtained from the company to which it is made RCA insurance of the one who caused the accident from the website- its But, as a rule, most drivers have such a document in their car to be useful in the event of an unwanted road accident.

The amicable agreement can be used for any minor accident on the territory of Romania, regardless of the place of production. Its signing by both parties contributes to a faster resolution of the damage files.

According to the legal procedures in case of minor accidents, the amicable car can be concluded if the following conditions are met:

• If as a result of the accident there are material damages, without bodily injuries;
• If two cars were involved and both have valid RCA insurance;
• The event took place on public roads in Romania;
• Both car drivers have expressed their agreement to sign the form;
• There were no other damages following the accident (hitting the railings, curbs or road parapets).

After completing the form by both parties, you can contact the department of consultanta daune of the insurer, who must ascertain the damage and issue the document for putting the vehicle into repair. According to the law, the insured person is obliged to inform the insurance company immediately after the traffic accident.

It is also important to take into account a few details, so that the whole process of amicable agreement proceeds in the simplest way possible. Before moving the cars from the accident site, it is recommended to take some photos. Other information that will be useful to you is the exact location where the event occurred, the direction of travel of the vehicles, the color and the registration number of the cars.

The law allows that the amicable agreement can be concluded only between two drivers. Also, according to the legal provisions, if there are people who have suffered bodily injuries as a result of the accident or if there is serious damage to other objects, an amicable settlement cannot be drawn up, as the intervention of the Police or other authorities is necessary. Another condition of the conclusion of the amicable agreement is that the accident produced should not involve other crimes such as:

• Driving under the influence of alcohol or drugs.
• Driving without a car license.
• Driving an unregistered vehicle or with false numbers.

Therefore, before resorting to this method it is important to make sure that all the necessary conditions are met. If you are involved in a minor accident, it is recommended to keep calm and communicate with the other driver to find the best solution. Also, if you both opted for the amicable finding of the accident, check at the end if all the information presented in the form is correct and reflects reality very well.

2. Amicable agreement – the procedure and necessary documents for its conclusion

Amicable settlement is common in the case of minor road accidents that take place in Romania because it contributes to the faster settlement of the claim file. Thus, the waiting time to collect all the necessary documents and to repair a vehicle damaged in an accident will decrease significantly. Amicable can be concluded for minor accidents occurring on a public road, in a public parking lot or residence. In this chapter, you will find out the procedure for concluding an amicable accident settlement, what documents are required and what advantages this simplified method of solving unpleasant road accidents can offer you.

2.1. The procedure of an amicable settlement in the event of an accident

When you are involved in a minor accident resulting in only material damage, it is good to know exactly what steps to follow. An obligation of the drivers is to remove the damaged vehicles from the roadway as quickly as possible, so that traffic can proceed under normal conditions. Before doing this, it is recommended to quickly take some photos of the accident and the damaged cars, which can be of real help in the investigation stage. Make sure that they capture as many details as possible, such as vehicle registration numbers and other important aspects from the spot.

Then follows the exchange of data between the drivers and the completion of the amicable finding form. It can also be downloaded from the website of the insurance companies, in case none of the drivers has one in the car. By means of the amicable finding procedure, the most important details about the occurrence of the event are determined. This does not aim to establish the culprit, but to provide useful information to the insurance company, which will determine who is responsible for the occurrence of the accident.

After completing the form, it must be submitted by the injured person to the insurance company of the guilty driver. The next step is to issue the document for putting the car into repair. Also, the insurance company will determine the culprit and grant the compensation.

2.2. How to correctly complete the amicable agreement in case of minor accidents?

If all the conditions are met and both leaders agree to the conclusion of an amicable agreement form, you can move on to the actual completion of the document. The amicable finding must include both the identification data of the cars, as well as detailed information about the event that took place. When it is filled out correctly, the damage file will be able to be solved much faster.

The amicable agreement must be completed with a blue pen and in capital letters by both drivers. If there were witnesses to the road accident, they can be entered in field number 5 of the form, along with their address and phone number. Of course, the witnesses must not know any of the drivers involved in the accident.

The same copy of the amicable agreement must be completed by both drivers and must include two self-copy sheets, so that each of them can keep a copy.

The amicable finding form contains several important areas such as:

1. The upper part that must be completed with the date and time of the event;
2. The location where the accident happened – city, street number or name of the intersection;
3. On the bodily injuries part, the NO box must be ticked;
4. In the area where material damage is mentioned to vehicles other than those involved or to other objects, check the NO box;
5. Point 5 must be completed with the witnesses at the scene of the accident if they exist.
6. Then follows the part colored in blue, which must be completed by the guilty driver. Several data are required here, such as the insured’s name, address, telephone number, make and type of vehicle, registration number, as well as details about the insurance company. The last point must be completed with the data of the driver of the vehicle at the time of the accident.
7. The yellow part on the right will be completed by the driver of the damaged car. This contains the same information as the blue area.
8. In the amicable finding form, there is also the middle part, which refers to the circumstances of the accident. Here, only the corresponding boxes that apply to the produced event must be ticked.
9. At the bottom of the form there is also an area dedicated to making a sketch of the accident. This is mandatory and can be completed by any of the drivers involved. What is really important is that the sketch reproduces what happened as well as possible.
10. The last parts of the form contain the additional comments and the signatures of the parties involved.

It should be mentioned that the first five points can be completed by any of the drivers involved in the accident, but the following will be different. Thus, the author of the accident fills in the blue part, and the one who is not guilty in the yellow part.

Completing an amicable car can be done in physical format or, more recently, there is also the possibility of using an online application, through which the form can be accessed very easily. The application is a result of the partnership between the Bureau of Motor Vehicle Insurers from Romania and ASF and represents a method as safe and with the same legal value as the printed document.

The amicable finding can be completed from a phone by creating an account in the application. The following steps are similar to filling out a printed form:

• Introduction of personal data and car identification data. In case you have another accident, this information is automatically taken from the electronic form.
• Complete the details related to the occurrence of the accident, respectively the damages caused, but also the damages suffered by the personal car. It should be mentioned that the location will be retrieved via GPS, therefore this information is no longer necessary as in the case of a document in physical format.
• Photos can be entered in the application and the sketch of the accident can be created.
• The last step is to sign and send the form to the insurance company.

In order to have an amicable finding form, the other driver involved must download the application and scan a QR code.

2.3. What documents are necessary for the amicable agreement?

After the amicable finding form is completed, it must be submitted to the insurance company within 24 hours of the occurrence of the event. In order to complete this step as well, it is recommended to have with you several copies of important documents, which attest to the correctness of the data relating to the other driver involved. Among them are:

• Identity card;
• The permit;
• The registration certificate;
• RCA policy.

3. The advantages of concluding an amicable settlement in case of accidents

The conclusion of an amicable finding is to the advantage of both parties, being an efficient procedure that saves time. Here are the main benefits:

• Saving the time allocated to go to the Minor Accident Office of the police units within the radius of the locality where the accident occurred.
• The procedure is very simple, involving the completion of the amicable finding form, without the need for the preparation of other documents by the police. The amicable settlement replaces the statement of findings issued by the authorities following the accident.
• Amicable settlement can be concluded regardless of the place of occurrence of the accident. Whether it is a public road, a road that is not open to public traffic, or a parking lot, in any of these situations, you can resort to the amicable finding.
• Using the form is not an obligation, but rather an alternative for drivers who want an efficient method of solving a minor accident.
• Through this form, the injured person can contact the insurance company directly, which has the obligation to open the claim file, assess the damage and issue the car repair document.

Therefore, the amicable finding is a simple procedure for solving unpleasant road events that result only in minor material damages. This can be used if both parties involved agree and contribute to a much faster resolution of damage files.

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