It is said that every person should have a personal doctor, a personal lawyer and a personal accountant. In the 21st century, we could add that every person should have a personal insurance broker.

Insurances are an integral part of our lives, starting from the trivial car civil liability insurance (RCA policy), to housing, health, life insurance and, more recently, those for certain categories of risks (cyber risk, liability professional for different fields, for loans or for children). And because there is a multitude of insurances that we can do, there are also a multitude of companies that sell products that are among the most innovative on the insurance market.

In these conditions, the choice can prove difficult. Whether we are a natural person or a legal entity, when we make our plan to buy the insurance we need, it is mandatory to do a market study to discover the policy that suits us best and at the best price. Because the offer is dense and the time and knowledge we have in the field are limited, the wisest thing is to call an insurance broker.

What does an insurance broker do?

The insurance broker is the company we turn to when we need to conclude an insurance contract/policy. Whether we need liability insurance, or health or travel insurance, an insurance broker, who knows the market, the products available and the conditions of the insurance policy, can help us make the choice that suits us best and at the most affordable price. In other words, the insurance broker is an intermediary between you and the insurer, who knows the insurance market best and saves you time and money.

Appointed in 2020 “Insurance Broker of the Year”, Leader Team Insurance Broker is one of the most innovative companies in Romania. With over 15 years of experience in insurance and risk management, the company has insurance specialists for each product and a dedicated claims department that supports the client both in choosing the right insurance product and in case of a claim on the insurance policy purchased.

Leader Team Broker offers a wide range of insurance products from mandatory insurances such as RCA or PAD insurances, to insurances for SMEs or other complex risks in the case of legal entity clients. The company has two divisions dedicated to clients – the retail division and the corporate division, and offers a wide range of products and services developed together with local and international insurance companies. The corporate division also works with international insurers on the London Lloyd’s market, having in its portfolio insurance solutions customized to the needs of clients (example: Professional liability insurance for IT companies/Professional liability for IT)

The advantages of working with an insurance broker

Save time and money– Leader Team represents you in discussions with all insurers and negotiates the most advantageous offers, depending on your needs your. After such a negotiation, your insurance costs can be up to 40% lower.

Variety of services and products– Leader Team is the broker with the most insurance products on the market (over 700 solutions/insurance products you can choose from) and works with over 30 national and international insurers (Lloyd’s international insurance market

Unique products on the market- Innovation is a characteristic and we have in our portfolio unique products on the Romanian market brought from the international insurance market (cyber insurance, IT liability insurance, private health insurance). Additionally, Leader Team Broker has the only Chatbot in Europe that in just 30 seconds can give you a price offer for national or international health insurance: https: //leaderteam.ro/eva/

Free consulting– Through the discussion with the Leader Team consultants, you will find out what are the best solutions for you on the national and international market.

Claim assistance- Leader Team has created an internal claims department to offer support to all customers, regardless of the insurer and insurance product chosen.

Simple and fast- You will be contacted within a maximum of 24 hours and you will get in touch with the best insurance specialists dedicated to your field of activity.

The offer of insurance policies brokered by Leader Team Insurance Broker includes: RCA insurance, CASCO, home insurance, national health insurance, travel insurance, life insurance, children’s insurance, Best Doctors insurance, international insurance health insurance (AXA, Bupa, Cigna, Aetna, Medihelp), bicycle and scooter insurance, civil liability insurance or accident insurance.

Also, the range of insurances for legal entities includes a series of specific and innovative products, current today, such as insurance for cyber attacks (cyber risk), professional liability insurance, general civil liability insurance and product insurance ( for companies that sell, including in the USA and Canada, products on E-commerce platforms) or commercial credit insurance.