When you are involved in a road accident without casualties, amicable settlement is the simplified procedure through which you can resolve the damages, in agreement with the other party involved, without having to go to the police. In this article you will learn, step by step, where to get the amicable settlement form, when to use it and why it is essential in your relationship with your insurer.

1. 📝 The amicable finding form can be obtained free of charge from the RCA insurance company of one of the drivers.
2. 📱 There is also a digital version of the form, accessible through the official Amiabila application, approved by BAAR (Romanian Auto Insurers’ Bureau).
3. 🔄 The form can only be completed if there are no victims and the two vehicles are the only ones involved in the accident.
4. 🧾 Each driver must keep a completed copy of the form – it has legal value equivalent to a report from the Traffic Police.

📄 What is an amicable finding and when is it used?

The amicable finding is a standard document through which the two drivers involved in a minor road accident (no victims, only material damage) express their agreement on the circumstances in which the event took place.

❓When is the amicable finding used?

It only applies to accidents with:

• Two vehicles involved;
• No bodily injury;
• No suspicion of alcohol consumption or other criminal acts.

⁉️ Why is it useful to complete the amicable finding?

By completing the form correctly, you can go directly to the insurer for repairs, without going to the police station and wasting time with classic bureaucracy.

📝 Where can I get the amicable finding form – main methods

The amicable finding form is free and available through several channels, and every driver should have at least one copy in the car.

🏢 From the insurance company

The easiest method is to request it directly from the company with which you have RCA insurance. These forms are provided either when you take out the policy, or later, upon request.

📦 Through the insurance broker

If you took out the RCA policy through a broker, they can also provide you with the amiabil form. In addition, they can explain exactly how to fill it out correctly.

📱 Online, in digital format (PDF or apps)

There are official apps (such as Amiabila) or insurer websites that provide the form in digital format. You can fill it out directly on your phone or tablet and send the completed document electronically to the insurer.

📮 From any physical insurance agency

Forms can also be found at physical counters of insurance companies or in auto claims centers.

🧭Everything you need to know if you find yourself in the situation of filling out an amicable settlement form

🧾 What does an amicable settlement form contain?

The document is standardized and includes:

• Personal data of the drivers;
• Data of the vehicles involved;
• Third party liability policies and insurers;
• Accident sketch;
• Check boxes regarding the circumstances of the accident;
• Signatures of both drivers.

It is important that the form is completed calmly, without psychological pressure, and that it accurately reflects the situation. An incomplete or incorrect form may delay or even compromise compensation from the insurance company.

❗ What should you do immediately after an accident?

Even if you know where to get the amicable statement form or if you already have it on you, you must follow a few essential steps:

1. Pull the car to a safe place, if possible, so as not to confuse traffic;
2. Take pictures of the damage and the positioning of the cars;
3. Make sure that the accident does not involve victims;
4. Discuss with the other driver and agree on the blame;
5. Fill out the form together, with your signature at the end.

🛠️ What do you do after filling out the form

After filling it out, the injured driver takes the document to the at-fault driver’s insurance company. Based on the form and the RCA insurance policy, you will receive an appointment to assess the damages.

If you also have CASCO insurance, you can request repair through your own policy, with your insurer recovering the damage from the at-fault party’s RCA (through a procedure called recourse action).

⚖️ Is the amicable finding mandatory?

No, but it is highly recommended. If the drivers do not agree on the guilt or do not want to fill out the form, they must present themselves or notify the police for the report to be drawn up.

The amicable finding saves time, stress and bureaucracy.

📚 Frequently asked questions about the amicable finding

❓ Is the amicable form valid if it is filled out by only one of the drivers?

No. Both drivers’ signatures are required for the document to be valid.

❓ Can I use the form for accidents outside Romania?

Only if the accident occurs between two vehicles registered in Romania and insured with valid RCA.

❓ Does the amicable form replace the police report?

Yes, but only in cases of car accidents without victims, without the involvement of more than two vehicles and when both parties agree to complete and sign the document.

Now you know exactly where to get the amicable report form and how to use it correctly. Whether you request it from your RCA insurance company, download it online or receive it from the broker, make sure you have it handy, right in the car.

And don’t forget: if you want complete protection regardless of guilt, a CASCO insurance gives you freedom and control in the most difficult situations.